Revolut Business
Smart Business Finance Platform
Manage your business money, team spending, and international payments from one place. Revolut Business isn't just a bank account—it's a smart finance platform that integrates banking, cards, and expense management.
Best for SMBs, Agencies, International Companies, and Remote Teams.
Decision Indicators
Kiree Verdict
Best For
- • SMBs & Growing Businesses
- • Agencies & Consultancies
- • International Companies
- • Remote-first Teams
- • High-growth Startups
Not Recommended For
- • Need Merchant Acquiring Only (Stripe/PayPal)
- • High-risk / Regulated Businesses
- • Cash-intensive Businesses
- • Complex Corporate Structures
Can My Business Use Revolut?
Evaluate your business eligibility based on your country, type, and team size.
Yes
Eligible
Account
Available
Virtual Cards
Unlimited
Expense Mgmt
Available
Business API
Available
Multi-Currency Business Account
Customer → Revolut Business Account
Hold & Exchange (35+ Currencies)
Balance → Supplier / Employee Card
Account Capabilities
- • Local Details for USD, GBP, EUR
- • Real-time FX Rates (Interbank)
- • Instant Transfers to Revolut Users
- • Batch Payment Support
Smart Business Cards for Teams
Card Types
- • Physical Cards for team travel
- • Virtual Cards for SaaS & online ads
- • Disposable Virtual Cards for security
- • Customizable Card Controls per member
Spend Flow
Issue Card to Employee
Employee Spends with Rules
Instant Expense Tracking
Integrated Expense Management
Receipt Capture
Auto-Categorize
Approval Flow
Accounting Sync
Advanced Team Permissions
Delegate with confidence. Set up role-based access, custom spending limits, and multi-level approval rules for your team.
Owner / Admin Control
Finance / Manager Approvals
Employee Spend Limits
Role Capabilities
- • Role-based Access Control
- • Custom Approval Rules
- • Slack-based Approvals
- • Full Audit Trail
Revolut Pay: Instant Online Checkout
One-Click
Checkout Experience
Lower Fees
Than Standard Cards
Instant
Settlement to Account
Business API & Automation
Revolut's API allows you to automate payments, manage accounts, and sync transaction data programmatically.
// Example: Automate FX Conversion
POST /v1/exchange
{
"from": "USD",
"to": "EUR",
"amount": 5000.00
}
API Capabilities
- • Payments & Transfers API
- • Accounts & Transactions API
- • FX & Exchange API
- • Webhooks for Real-time Alerts
Recommended Business Stack
Agency / Consultancy
Revenue: Bank Transfer
Hub: Revolut Business
Accounting: Xero
Ecommerce Brand
Sales: Shopify + Revolut Pay
Hub: Revolut Business
Accounting: QuickBooks
SaaS / Tech Team
Revenue: Stripe
Hub: Revolut Business
Accounting: NetSuite
Revolut Business Limitations
Not a Dedicated Merchant Account
Primarily a banking platform; for full-scale merchant acquiring, you may still need Stripe.
Features Vary by Country
Some features (like Revolut Pay) are not available in all regions.
Plan-based Features
Advanced features (API, Bulk Payments) require paid plans.
High-risk Restrictions
Certain industries may face stricter onboarding and compliance reviews.
Revolut vs Alternatives
Revolut vs Wise
Wise is better for pure FX transparency. Revolut is better for team spend management, cards, and smart finance operations.
Revolut vs Mercury
Mercury is the top choice for US-based tech startups. Revolut is the top choice for European and global-first SMBs.
Revolut vs Brex
Brex is an enterprise expense giant. Revolut is a smart, all-in-one finance platform for growing businesses.
Frequently Asked Questions
Is Revolut a bank?
Revolut holds a banking license in the EEA (via Revolut Bank UAB) and is a regulated Electronic Money Institution in the UK and other regions.
How much does it cost?
Revolut Business offers a "Free" plan for startups, with "Grow," "Scale," and "Enterprise" plans available for businesses with higher volume needs.
Can I manage employee spending?
Yes, Revolut Business is designed for team spend. You can issue cards, set limits, and manage expense approvals all within the platform.