Maxio

★★★★★ 4.6

The Financial Operating System for B2B SaaS

Maxio (formerly Chargify and SaaSOptics) is the complete solution for B2B SaaS companies that need to manage complex billing, financial reporting, and revenue management in a single, audit-ready platform.

Financial Operations (FinOps) B2B SaaS Specialized Revenue Recognition GAAP/IFRS Compliant

QUICK SPECS

Merchant of RecordNo
Subscription BillingEnterprise
One-time PaymentsYes
InvoicingAdvanced B2B
Affiliate ManagementNo
Supported Currencies100+
Settlement CycleDepends on Gateway
Payout MethodDepends on Gateway

Kiree Verdict

Maxio is not just a billing tool; it's a **financial system of record**. While most platforms stop at sending the invoice, Maxio handles the entire post-billing financial lifecycle. For B2B SaaS companies that have moved beyond simple subscriptions into complex, multi-year contracts with hybrid billing models, Maxio provides the audit-ready reporting and RevOps automation required for scale.

Who is Maxio For?

EXCELLENT FOR

  • B2B SaaS Companies (Post-Series A)
  • Companies with Sales-Led Contracts
  • Businesses needing GAAP/IFRS Compliance
  • Finance Teams focused on FinOps
  • Complex Revenue Recognition needs

NOT RECOMMENDED

  • Early-stage B2C Apps
  • Solo Founders wanting MoR Tax handling
  • Businesses with very simple billing
  • Ecommerce & Retail stores

Unmatched FinOps Depth

Maxio bridges the gap between your billing engine and your general ledger.

FeatureBilling EngineMaxio FinOps
Revenue RecognitionBasic Export✅ Real-time (ASC 606)
SaaS MetricsThird-party needed✅ Native (MRR, Churn, Cohorts)
Contract ManagementLimited✅ Full Lifecycle
Audit ReadinessBasic✅ High (Financial Grade)
Sales-Led BillingManual✅ Automated Workflow

Decision Scenarios

Business ScenarioRecommended Platform
B2B SaaS (Series B+, complex RevOps)Maxio
Scaling SaaS (Complex billing, product-led)Chargebee
Developer SaaS (API-first, simple)Stripe Billing
Global SaaS (Solo founder, tax issues)Paddle
B2B Enterprise (Hybrid PLG + Sales-led)Maxio

What You'll Need

Maxio is an enterprise-grade system. To implement it successfully, you'll need:

Dedicated Finance/Accounting Lead
Payment Gateway (Stripe/Adyen/etc.)
Defined Revenue Recognition Policy
Clean Customer & Contract Data
ERP Integration (NetSuite/QuickBooks/Sage)

The B2B Enterprise Infrastructure

M

Maxio

S

Salesforce

N

NetSuite

M

Mercury

Your Enterprise SaaS Finance Stack

By using Maxio to orchestrate your financial operations, you can seamlessly connect your sales pipeline, billing logic, and general ledger for a single source of truth.

After You Set Up Maxio

M

Open Mercury Bank

The most reliable banking partner for high-growth B2B SaaS companies.
X

Sync with Xero

Automate your B2B bookkeeping and financial consolidation.

Frequently Asked Questions

Is Maxio a payment gateway?

No. Maxio is a financial operations platform. You still need a payment gateway (like Stripe, Adyen, or Braintree) to process the actual credit card or ACH transactions.

Does Maxio handle ASC 606 revenue recognition?

Yes! This is one of Maxio's core strengths. It automates complex revenue recognition schedules, ensuring your financial statements are always audit-ready and compliant with ASC 606 and IFRS 15.

Can Maxio handle hybrid billing models?

Absolutely. Maxio excels at managing businesses that have both product-led (self-service) and sales-led (negotiated contracts) revenue streams in the same platform.

Is Maxio suitable for early-stage startups?

Maxio is most valuable for companies that have reached a level of complexity where manual spreadsheets for MRR and revenue recognition are becoming a bottleneck. Typically, this is post-Series A.